{
  "vendors": {
    "ACME": {
      "vendor": "ACME",
      "found": true,
      "status": "candidate",
      "late_delivery_rate": 0.08,
      "disputes_24m": 2,
      "payment_hold": false,
      "beneficial_owner_verified": true
    },
    "NOVAPAY": {
      "vendor": "NOVAPAY",
      "found": true,
      "status": "active",
      "late_delivery_rate": 0.04,
      "disputes_24m": 1,
      "payment_hold": false,
      "beneficial_owner_verified": true,
      "notes": "2026-08 上线 PT-01 越权访问漏洞修复（v3.4.2），2026-08-12 复测通过。近 12 个月无工资文件延迟交付事件；服务交付稳定性恢复至历史基线。"
    }
  }
}