APP_ENV=development
APP_HOST=127.0.0.1
APP_PORT=8000
APP_TIMEZONE=Asia/Shanghai
APP_CORS_ORIGINS=["http://127.0.0.1:5173","http://127.0.0.1:5174"]

MYSQL_HOST=127.0.0.1
MYSQL_PORT=3306
MYSQL_USER=root
MYSQL_PASSWORD=xxxxxxxx
MYSQL_CORE_DATABASE=insurance_s3_core
MYSQL_AGENT_DATABASE=insurance_s3_agent
MYSQL_ANALYTICS_DATABASE=insurance_s3_analytics

REDIS_URL=redis://127.0.0.1:6379/0
REDIS_PREFIX=ins:s3:
REFUND_WORKER_SINGLETON=true
REFUND_WORKER_HEARTBEAT_SECONDS=10
REFUND_WORKER_INSTANCE_TTL_SECONDS=30
MILVUS_URI=http://127.0.0.1:19530
MILVUS_TOKEN=
MILVUS_COLLECTION_PREFIX=ins_s3_
BGE_M3_MODEL_PATH=BAAI/bge-m3
BGE_M3_DEVICE=cpu
BGE_RERANKER_MODEL_PATH=BAAI/bge-reranker-v2-m3
BGE_RERANKER_DEVICE=cpu
EMBEDDING_DIMENSION=1024
KNOWLEDGE_CANDIDATE_MULTIPLIER=4

JWT_ACCESS_SECRET=replace-with-at-least-32-characters
JWT_REFRESH_SECRET=replace-with-another-at-least-32-characters
FIELD_ENCRYPTION_KEY=replace-with-at-least-32-characters
DEV_FIXED_OTP=147258
DEV_TOOLS_ENABLED=true

DEEPSEEK_API_KEY=xxxxxxxxx
DEEPSEEK_BASE_URL=https://api.deepseek.com
DEEPSEEK_MODEL=deepseek-v4-flash
DASHSCOPE_API_KEY=xxxxxxxxxxxx
DASHSCOPE_BASE_URL=https://dashscope.aliyuncs.com/compatible-mode/v1
DASHSCOPE_VISION_MODEL=qwen3.5-plus

LANGSMITH_TRACING=true
LANGSMITH_API_KEY=xxxxxxxxxxxxxxxxxxxxxxxxxx
LANGSMITH_ENDPOINT=https://api.smith.langchain.com
LANGSMITH_PROJECT=智保通-第三阶段-智能保全与退款编排